Finance Calculator

If you would like to know the delivery timescale of an item, please contact our support team via the contact page.
Some items are made to order and some are also shipped direct from the supplier, which can cause delays.
After the worldwide pandemic, lots of suppliers are struggling with core materials to produce the parts and we have many back ordered lines. If You place the order and then decide to cancel once payment has been made there will be charges applied, please see our cancellations policy here Cancellations and Returns page.

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Finance is a great way to spread the cost of your purchase. To make it easy we've teamed up with Deko whose smart technology lets you apply for and complete the loan application quickly and entirely online.

Select your loan amount

Select your preferred loan term

How much deposit do you wish to pay?

Monthly payments	£
Amount of goods	£
Deposit amount	£
Loan amount	£
Loan repayment	£
Cost of loan	£
APR
Total amount payable	£

Finance decision

Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It's important to know that when applying for finance a hard credit check is made which is recorded on your credit file.

Once approved, Deko will let you know who the lender is and provide with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.

In a few cases, your application may be referred to a lender for manual assessment and you'll be notified by email of the credit decision within 24 hours. If you're not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.

Repaying the loan

Your first direct debit payment will be taken 14 days after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.

Cancellation

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you want to do this, you need to notify the lender.

A payment plan does not affect our standard refund and returns policy. Just contact us and we'll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.

The Legal Bit

SCC Performance is authorised and regulated by the Financial Conduct Authority, register number 755068. SCC Performance is a broker and not a lender. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders'' credit decision policies.

Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.

Check your eligibility

You will only be considered for finance if you:

Are at least 18 years old
You're in paid employment or have a regular income (minimum 16 hours per week or £6,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
Are a permanent UK resident and have lived in the UK for at least 3 years.
Have a UK bank account capable of accepting Direct Debits
Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
Provide an email address so your documentation can be emailed to you.

Finance provided by Deko